No. We are a private insurance-services business and not a government agency. Our licensed agents help you compare health insurance options and assist with Marketplace enrollment.

Eligibility for coverage and financial assistance is determined by the applicable Marketplace or insurer, not by us. We help you prepare and submit an accurate application.

No. We do not guarantee that you will qualify for a particular plan, a $0 premium, a subsidy, or any specific benefit. Plan availability, premiums, and eligibility depend on your household, income, location, and Marketplace or carrier rules.

A licensed agent reviews the information you provided and completes your application. They will reach out by text message if anything else is needed, so please respond in a timely manner. Once your plan is approved you receive a copy of your policy by text, followed by everything in writing by mail in 3–4 weeks.

No calls, no hassle—just chat with our agents. If you opt into text messages, message and data rates may apply and message frequency varies. You can opt out at any time by replying STOP.

Let us or the Marketplace know promptly. Changes to income or household can affect eligibility for you or members of your household. You can also update your application through your online Marketplace account or by calling 1-800-318-2596.